Money that arrives, then has to last.

Zogal is a personal finance product for people whose money comes in, then has to last until it comes in again: a salary, a contract, a transfer from family, a good week of sales.

Most money apps assume a tidy bank feed and a steady balance. Zogal starts from the other end: what came in, what needs to go out, and what's left for today. It reads receipts and bank alerts so you don’t have to type things twice, works out a single safe-to-spend figure every morning, and tells you early when your pace won’t hold.

#What we believe

Money should be seen coming, not discovered gone. One number you can trust every day can do more than a budget you set once and forget.

We don’t sell your data. We don’t show advertising. We don’t hold your bank credentials, and we never will.

#How we work

We build in the open with the people who use Zogal, ship often, and explain why. Every figure the app shows can be traced back to something you logged or sent us; there’s no black box.

#Any currency

Zogal keeps money in the currency it arrived in, and lets you use more than one at once. Plans are offered in the currency that suits you.